Lincoln Appraisal GroupThe FHA publishes a list of approved appraisers for each state - Lincoln Appraisal Group is on the roster of approved appraisers for GA. If you have an FHA-secured loan, be sure to contact Lincoln Appraisal Group, as we are approved and certified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Lincoln Appraisal Group is well-trained on how to comply with the rules and regulations provided. Be sure to contact Lincoln Appraisal Group if you need an appraisal done for an FHA-secured loan. An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending agencies with safety through mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are formed to aid low-to-moderate income buyers help meet credit qualifications if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are extremely beneficial to buyers with less starting capital. |